Don’t Let Your Legacy Be an Afterthought – Plan with Purpose

Estate planning: a wellness check for your legacy

When people hear “estate planning,” they often think of wills and trusts. But truly effective estate planning is much more than documents—it's about ensuring that your intentions are honored, your loved ones are protected, and your financial legacy is preserved across generations.

Beneficiaries: simple updates, meaningful protection

At HealthHarbor, we believe in a holistic approach to wealth planning, and that includes reviewing and updating your beneficiaries across all accounts. Too often, outdated beneficiary designations on retirement accounts, insurance policies, and investment accounts can unintentionally override what’s stated in your will or trust. This can lead to unnecessary conflict, delays, and even costly mistakes.

A quick diagnostic: 3 questions

Whether you're just getting started or already have an estate plan in place, here are a few key considerations:

• Are your beneficiary designations up to date? Life events such as marriages, births, divorces, or deaths can impact who should be listed.
• Have you coordinated your financial plan with your legal documents? Inconsistent titling or outdated plans can lead to unintended outcomes.
• Are you confident your plan reflects your current wishes and values? Your legacy should align with the full picture of your financial life.

Estate planning isn’t just for the wealthy—it’s for anyone who wants to leave a legacy of clarity, compassion, and confidence.

Let’s Talk About Your Legacy

If you haven’t reviewed your estate plan or beneficiaries recently, or if you’re unsure how it all fits into your broader financial goals, we invite you to schedule a complimentary estate and beneficiary review meeting with our team. Taking 30 minutes for a beneficiary “vitals check” today may save your loved ones months of uncertainty later

Let’s ensure your legacy is just as intentional as your investments.